Looking for a mortgage? Save time and money
Our free online mortgage service aims to provide you with the most competitive mortgages in the market, whilst helping you choose a product to suit your individual requirements. You can use the free mortgage finder to get an instant personalised quote and apply for your mortgage online. There are no broker fees charged for this service so you could save yourself considerable time and money when arranging your next mortgage.
Below is a selection of the most popular residential and buy-to-let mortgages currently available. For full information on these products, and all other mortgage schemes available to you, please visit our website and click on the Mortgages button to use the free online mortgage finder:
| Most popular residential mortgages - telephone 01844 265441 |
| 2.38% tracker |
2.7% APR |
70% |
Variable tracker rate of BBR + 1.88% until 28/02/2013 then reverting to a variable rate of 2.58% for the remainder of the term. This product has a free valuation and free solicitors. It is available up to 70% LTV and an application fee will apply. |
£999 |
1% of balance until 28/02/2013 |
| 2.58% tracker |
2.6% APR |
70% |
Flexible lifetime tracker of BBR + 2.08% to give a current rate of 2.58% for the lifetime of the loan. This product is available up to 70% LTV and an application fee will apply. |
£999 |
1% until 30/11/2012. N.B. Client may switch to specific fixed rate at anytime |
| 2.88% fixed |
3.0% APR |
70% |
2.88% fixed rate until 28/02/2013 then reverting to the lender's standard variable rate which is currently 2.99% for the remainder of the term. There is a free valuation and free legals. This product is available up to 70% LTV and an application fee will apply. |
£999 |
3% of amount being repaid until 28/02/2013 |
| 3.49% tracker |
4.8% APR |
85% |
Variable tracker rate of BBR + 2.99% for 2 years then reverting to a variable rate of 4.99% for the remainder of the term. This product is available up to 85% LTV and an application fee will apply. |
£999 |
3% of the amount being repaid for 2 years |
| 3.99% fixed |
4.9% APR |
85% |
3.99% fixed until 30/11/2012 then reverting to a variable rate of 4.99% for the remainder of the term. This product is available up to 85% LTV and an application fee will apply. |
£995 |
3% of the amount being repaid until 30/11/2012 |
| Most popular buy-to-let mortgages - telephone 029 2069 5441 |
| Interest Rate | Overall Cost for Comparison | Max LTV | Product Detail | Completion Fee | Early Repayment Charges |
| 3.25% Disc.Tracker | 5.2% APR | 60% | | £999 | No |
| 3.74% Disc.Tracker | 5.4% APR | 75% | Lender's standard variable rate currently 5.64% for the remainder of the term | £1999 | No |
| 4.19% Fixed | 6.6% APR | 75% | | 2.5% | 4% of amount being repaid in year 1, 3% of amount being repaid in year 2 |
| 4.19% Fixed | 6.6% APR | 75% | | 2.5% | 4% of amount being repaid in year 1, 3% of amount being repaid in year 2 |
| 4.25% Disc.Tracker | 6% APR | 70% | Lender's standard variable rate (currently 5.69%) + 0.3% for the remainder of the term | 0% | Tapered charges of 3/2% of the amount being repaid for the first 2 years |
| 4.99% Fixed | 6.8% APR | 60% | | 2.5% | No |
| 4.99% Disc.Tracker | 5.7% APR | 80% | | £2995 | 2% of amount being repaid for 2 years |
| 4.99% Fixed | | 80% | Fixed rate of 5.49% until 31/01/2014 then reverting to the lender's standard variable rate which is currently 5.39% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at payrate. An application fee will apply. | 2% | 2% of amount being repaid until 30/04/2015 |
| 4.99% Fixed | 6.8% APR | 60% | | 2.5% | No |
| 5.49% Fixed | 5.8% APR | 80% | Fixed rate of 5.49% until 31/01/2014 then reverting to the lender's standard variable rate which is currently 5.39% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at payrate. An application fee will apply. | 2.5% | 2% of amount being repaid until 31/01/2014 |
| 5.99% Fixed | 6.6% APR | 85% | | 1% | 3% of amount being repaid in year 1 & 2 |
| 5.99% Fixed | 6.6% APR | 85% | | 1% | 3% of amount being repaid in year 1 & 2 |
IMPORTANT!
Due to current market conditions, lenders are
withdrawing and replacing products with little or no notice.
Please check our website regularly to see the most
up-to-date products available.
Please visit our website and click on the Mortgages button to search the full product range and find a mortgage to suit your specific personal circumstances.
Your home may be repossessed if you do not keep up repayments on
your mortgages. The Financial Services Authority does not regulate some forms of mortgage. To the extent this e-mail relates to residential mortgages its content has been approved by The Business Mortgage Company Services Limited of Greenmeadow House, 2 Village Way, Greenmeadow Springs Business Park, Cardiff, CF15 7NE.